When your Caribbean land is ready, so is our capital.
Kennedy Funding is a direct private lender with more than $4 billion in closed loans, financing land and commercial real estate across the Caribbean and beyond — with commitments in days, not months.
Owning valuable land and having the capital to develop it are two different things. Across the Caribbean, more landowners are being asked the same question: when the opportunity is there, where does the capital come from?
Caribbean Real Estate
The region is attracting real capital, right now
Governments across the Caribbean are actively courting investment in real estate, hospitality and agriculture. In Antigua, officials have opened talks with major landowning families to help move beachfront and commercial parcels toward development, ahead of an investment forum built around real estate, hotels and port projects.
International hospitality operators are taking notice too, with several scouting sites across the islands. For owners sitting on valuable land, that interest creates real opportunity — but an eager market doesn't remove the biggest obstacle most projects face: financing.
Coastal land & resort development
The Financing Gap
A compelling property doesn't always fit a bank's box
A borrower can hold a strategic piece of land and a clear plan for it, and still find that the transaction doesn't fit the criteria of a traditional lending institution. That's simply how land behaves as collateral — and it's one of the most common obstacles we help clients work through.
Land internationally carries even more variables: different legal systems, valuation norms and market practices. It's exactly where an experienced direct lender can offer a different path forward.
International land & commercial lending
Land doesn't look like other collateral
Stabilized, income-producing commercial property carries a track record. Raw land usually doesn't — which is exactly why so many strong opportunities go unfunded by conventional lenders.
What a traditional lender wants to see
- Tenants and rental income already in place
- Established, signed leases
- Years of operating financial performance
- A domestic transaction with familiar legal norms
What raw Caribbean land actually offers
- Value tied to location, zoning and entitlements
- Potential shaped by infrastructure and approvals still to come
- A different legal system, currency and market practice
- A borrower who needs a lender that understands both
That's where a direct private lender — one who evaluates the real estate and the circumstances around it, not just a checklist — can move a deal forward.
Land-Backed Financing
What your land's equity can put to work
Move first
Secure a strategically located parcel before another buyer gets the chance.
Reposition your debt
Use existing land as collateral to replace current debt or restructure your position.
Access built-up equity
Draw on the value you've already built in your property without selling it.
Fund the next stage
Cover site prep, roadwork, infrastructure and soft costs tied to a larger project.
Speed Matters
Opportunity rarely waits for a slow lender
Tell us about the property
Share the land, the opportunity, and what's driving your timeline.
Get a commitment
Qualifying transactions can receive a commitment in as little as two days.
Close in days
Qualifying commercial real estate loans can close in as little as five days.
Loan Criteria
Built for flexibility, not a checklist
Our versatile lending criteria let us close deals other lenders simply can't — evaluating the real estate and the story behind it, not a rigid formula.
Apply for a loanTrack Record
Closed across the Caribbean & Latin America
A sample of recent land and real estate loans completed for borrowers throughout the region.
$4B+
In closed loans nationally and internationally
5 days
Fastest closing time for qualifying loans
6 regions
US, Canada, the Caribbean, Europe, Central & South America
Questions
Caribbean land financing, explained
Can Kennedy Funding finance land in the Caribbean?
Why is Caribbean land hard to finance through a traditional lender?
Can I borrow against Caribbean land I already own?
Can a land loan provide working capital?
Does Kennedy Funding offer construction loans?
How quickly can a loan close?
How much does Kennedy Funding lend?
What's the maximum loan-to-value ratio?
Get Started
Ready, willing and able to fund your vision
In real estate, opportunity moves quickly. Reach out to discuss your Caribbean land or commercial real estate opportunity with a senior partner.